At Clover Mortgage, we're your trusted Calgary mortgage broker, offering personalized solutions for your dream home. With years of experience in the Calgary mortgage market, we provide access to multiple lenders, ensuring you get the best mortgage rates.
Say goodbye to mortgage worries with Clover Mortgage. Our Calgary mortgage brokers offer expert guidance, competitive rates, and tailored solutions for all credit types. We'll simplify the complex process, aligning your mortgage with your financial goals. Let us turn your homeownership dreams into reality – hassle-free and with confidence.
From first-time homebuyers to seasoned property owners, we offer tailored residential mortgage solutions to suit your unique needs.
Whether you're buying your first home or your dream property, our expert brokers will guide you through the entire purchase process.
Unlock the value in your home with our flexible home equity solutions, including second mortgages and home equity lines of credit.
Turn your vision into reality with our specialized renovation and construction financing options, including private construction loans.
Don't let past credit issues hold you back – our non-prime mortgage options provide hope for those with less-than-perfect credit scores.
Fuel your business growth with our innovative commercial financing solutions, designed to meet the unique needs of Calgary entrepreneurs.
Don't settle for less. Let us find the best lender to match your unique needs. Your ideal home financing solution awaits!
Get a free consultation today!
At Clover Mortgage, we take pride in our commitment to excellence and regulatory compliance. Our mortgage brokerage licence, issued by the Real Estate Council of Alberta, is your assurance of our dedication to ethical practices and professional standards. When you choose Clover Mortgage, you're partnering with a trusted, legally compliant mortgage brokerage that puts your interests first.
Our team boasts years of experience in the Calgary mortgage market. We understand the local real estate landscape inside and out, giving you a significant advantage in your home-buying journey
We've cultivated relationships with numerous mortgage lenders, from major banks to credit unions and private lenders. This means we can offer you a wide array of mortgage products and rates, ensuring you get the best deal possible.
At Clover Mortgage, you're not just another client. We take the time to understand your financial goals and circumstances, tailoring our mortgage solutions to fit your specific needs.
Whether you're buying your dream home or investing in commercial property, we've got you covered. Our brokers are well-versed in both residential and commercial mortgages, offering comprehensive support for all your real estate ventures.
Stay ahead of the game with our up-to-date Calgary mortgage rates, carefully curated from our vast network of lenders to ensure you're always getting the most competitive offers.
| TERMS | FIXED | VARIABLE | PRIVATE 1ST MORTGAGE | PRIVATE 2ND MORTGAGE |
|---|---|---|---|---|
| 5 Year | 4.09% | 4.45% | ||
| 4 Year | 4.19% | |||
| 3 Year | 4.19% | 4.60% | ||
| 2 Year | 4.89% | 6.59% | 8.99% | 10.99% |
| 1 Year | 5.79% | 7.09% | 8.49% | 10.99% |
| 7 Year | 4.34% | |||
| 10 Year | 5.65% |
Navigate the dynamic Calgary real estate market with confidence using our expert analysis of current trends, helping you make informed decisions about your mortgage and property investments.
Bypass big banks and explore smarter borrowing options. We'll protect your best interests while securing optimal terms for your property purchase.
Your perfect home awaits!At Clover Mortgage, we've streamlined the mortgage process to make your journey to homeownership as smooth as possible. Here's how we work:
We start with a no-obligation consultation to understand your financial situation and homeownership goals. Our Calgary mortgage brokers will answer all your questions and outline your options.
We'll secure a mortgage pre-approval, giving you a clear budget for your home search and a competitive edge in Calgary's real estate market.
Leverage our network of real estate professionals to find your dream home in Calgary. We'll guide you through property valuations and offer strategies.
Using our vast network of mortgage lenders, we'll find the best mortgage product tailored to your needs, ensuring you get the most favourable rates and terms.
We handle the paperwork, submitting your application to the chosen lender and advocating on your behalf for quick approval.
Our team works closely with real estate lawyers and other professionals to ensure a smooth closing process. We'll be there until the keys are in your hand.
Embarking on your homeownership journey in Calgary? Our comprehensive First-time Homebuyer Guide is packed with essential tips and insights tailored for the Calgary market. From understanding mortgage pre-approvals to navigating closing costs, this resource will empower you to make informed decisions every step of the way. Don't miss out on this valuable information that could save you thousands on your first home purchase.
Make informed decisions about your Calgary mortgage with our suite of user-friendly calculators:
Discover how much equity you've built in your home and explore your refinancing options.
Estimate your monthly mortgage payments based on your loan amount, interest rate, and term.
Determine if refinancing your current mortgage could save you money or help you access equity.
Find out how much home you can afford in Calgary based on your income, debts, and down payment.
Compare the costs of renting versus buying a home in Calgary to help you make the right decision.
Ensure you have all the necessary documents ready for a smooth pre-approval process.
These tools are designed to give you a clearer picture of your mortgage options and help you plan your finances effectively.
Skip the hassle of traditional lenders and discover tailored mortgage solutions. Let our expert broker guide you to the best rates and terms for your unique situation.
Start your homeownership journey now!Our mortgage expertise allows us to connect you with various lenders and financial institutions, ensuring we find the best mortgage solution tailored to your specific needs. Whether you're a first-time buyer or looking to refinance, we leverage our industry knowledge to secure favorable terms and rates.
Absolutely. We'll break down your monthly payments and help you understand all aspects of your mortgage, including principal, interest, taxes, and insurance. Our goal is to ensure your mortgage aligns with your financial goals and budget.
Don't worry. We work with clients across all credit ranges. Our team can guide you through credit improvement strategies and connect you with lenders who specialize in working with borrowers who have credit challenges.
Unlike your bank, we have access to a wide range of lenders, including banks, credit unions, and trust companies. This allows us to shop around for the best rates and terms, potentially saving you thousands over the life of your mortgage.
Yes, we specialize in helping first-time buyers navigate the complex world of mortgages. From explaining the application process to securing pre-approvals, we're here to guide you every step of the way toward owning your dream home.
The timeline can vary, but we strive to make the process as efficient as possible. On average, from application to approval, it can take 2-3 weeks. However, we'll work diligently to meet any deadlines you may have for your home purchase.
Absolutely! We're committed to turning your homeownership dreams into reality. Our team will work tirelessly to find a mortgage solution that fits your dream house, whether it's a cozy starter home or a luxury property.
